The zero ECB rates have removed the appeal of deposit accounts. For a long time used as a paid piggy bank, today they live a season in the shadows. The returns they offer are reduced. Despite the “stingy” scenario, the opportunity to obtain higher interest rates that can reach up to 2% gross per annum periodically reappears. These are promotions launched by some institutions. They are generally ‘timed’, meaning that the attractive rate is only paid for a few months.