The boom in requests
Boom in mortgage applications from young people: in the last three months, loan applications from potential debtors up to 35 years reported by mortgageOnline.it accounted for more than 42 percent of the total, with an increase of almost nine points compared to the previous quarter: this is by far the highest value recorded in the decade. If we then look at another data, that of mortgage applications from young people broken down by Ltv (ratio between the amount of the loan and the value of the asset), it is found that in more than half of the cases, 52.3 per cent, these are loans for over 80 per cent of the value of the house. It is obvious to relate the numbers with the Sostegni bis decree which provides for the possibility of a state guarantee of 80 per cent of the residual debt on high Ltv mortgages for people under 36 with Isee up to 40 thousand euros. Previously, the guarantee only covered 50 percent.
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